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Manager, Business Banking
Location: British Columbia (CA-BC), Langley
Job Type: Full Time
What’s the job?
We’re looking for a Manager, Business Banking to help us develop and strengthen relationships with new and existing business members through effective cross sale and referrals to other businesses (e.g. Retail, Wealth, Equipment Finance). Estimated time spent on various responsibilities is as follows: 85% Portfolio and Risk Management, 15% on Business Development.
What you’ll get to do:
- Provide effective risk monitoring and control of a portfolio of business clients through timely completion of annual and other credit reviews, ongoing monitoring of the customers banking activities. Performance will be assessed against targets set on the basis of overdue reviews as a percentage of the portfolio under management
- Adhere to compliance, lending and security policies and procedures, audit review
- Ensure effective management of commercial loans and mortgage exposures by ensuring i) accurate review of financial statements , analysis including underwriting , ii) appropriate security and required documentation is in place in order to protect CCS’ security position and to protect CCS from unnecessary loss
- Expand quality and profitable business with existing members and new customers referred by team members. Performance will be assessed against annual targets on i) profitability of the portfolio ii) deposits and iii) referrals
- Build and deepen existing customer relationships by effectively onboarding a customer to CCS by taking an active role in the account opening process; Demonstrating understanding of the entrepreneur/business by using available tools. Expanding the business relationship through cross sales of business products such as business credit cards & merchant services, cash management services and payroll services & foreign exchange.
- Responsible for any required credit monitoring and compliance requirements. Complete any pre-funding due diligence and security documentation completion and follow-up.
Who are we looking for?
- Bachelor’s or MBA degree in Business/ Commerce or relevant discipline along with appropriate designation. In addition, you will have a minimum of four years banking recent related experience.
- Experience in financial services including exposure to lending, commercial banking, portfolio management and business development.
- Fundamental knowledge of commercial products (credit and deposits)
- Basic knowledge of financial statements and strong analytical skills
- Basic knowledge of accounting principles
- Proficient knowledge of commercial credit analysis
- Basic knowledge of retail credit analysis, policies, security and legal procedures
- Proficient knowledge of deposit and cash management products
- Knowledge of security documentation, legal entity structures and contract law
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