Manager, Business Banking
Location(s): Cambie Branch
Job Type: Full Time Regular
myWork Program: In-person, Hybrid
Starting Salary Range: $72,700 - $90,900
Background Screening Requirement:
- Enhanced Criminal Record Check
- Credit Check
- Employment Verification
- References
What’s the job?
We’re looking for a Manager, Business Banking to help us develop and strengthen relationships with new and existing business members through effective cross sale and referrals to other businesses (e.g. Retail, Wealth, Equipment Finance). Estimated time spent on various responsibilities is as follows: 85% Portfolio and Risk Management, 15% on Business Development.
What you’ll get to do:
- Provide effective risk monitoring and control of a portfolio of business clients through timely completion of annual and other credit reviews, ongoing monitoring of the customers banking activities. Performance will be assessed against targets set on the basis of overdue reviews as a percentage of the portfolio under management
- Adhere to compliance, lending and security policies and procedures, audit review
- Ensure effective management of commercial loans and mortgage exposures by ensuring i) accurate review of financial statements , analysis including underwriting , ii) appropriate security and required documentation is in place in order to protect CCS’ security position and to protect CCS from unnecessary loss
- Expand quality and profitable business with existing members and new customers referred by team members. Performance will be assessed against annual targets on i) profitability of the portfolio ii) deposits and iii) referrals
- Build and deepen existing customer relationships by effectively onboarding a customer to CCS by taking an active role in the account opening process; Demonstrating understanding of the entrepreneur/business by using available tools. Expanding the business relationship through cross sales of business products such as business credit cards & merchant services, cash management services and payroll services & foreign exchange.
- Responsible for any required credit monitoring and compliance requirements. Complete any pre-funding due diligence and security documentation completion and follow-up.
Who are we looking for?
- Bachelor’s or MBA degree in Business/ Commerce or relevant discipline along with appropriate designation. In addition, you will have a minimum of four years banking recent related experience.
- Experience in financial services including exposure to lending, commercial banking, portfolio management and business development.
- Fundamental knowledge of commercial products (credit and deposits)
- Basic knowledge of financial statements and strong analytical skills
- Basic knowledge of accounting principles
- Proficient knowledge of commercial credit analysis
- Basic knowledge of retail credit analysis, policies, security and legal procedures
- Proficient knowledge of deposit and cash management products
- Knowledge of security documentation, legal entity structures and contract law
Equity, Diversity & Inclusion at Coast Capital
Don’t meet every single requirement? At Coast Capital, we believe everyone has potential. We are committed to building better, brighter, more inclusive futures for everyone – including our employees. We see the potential in our employees to achieve amazing things and want to invest in your future. If you’re excited about this career opportunity and your experience may not perfectly align with every qualification in this job posting, we still encourage you to apply. You may be just the right candidate for this or other opportunities at Coast Capital.
At Coast Capital, we are committed to equity, diversity and inclusion. We strongly encourage applications from Indigenous Peoples, Black, and racialized persons, persons with disabilities, people of diverse sexual and gender identities and women. We value applicants who have demonstrated a commitment to equity, diversity and inclusion and recognize that diverse perspectives, experiences and expertise benefit of our employees, our members, and our community.
We strive to provide an accessible candidate experience for our candidates with different abilities. If you require any accommodations, please contact accessibility@coastcapitalsavings.com or call 778-391-5836. We will work with you to meet your needs.