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Associate Financial Planner

Sep 24, 2021

Company: Coast Capital Savings [[cust_Company]]

Location: British Columbia (CA-BC), Surrey 

Job Type: [[cust_EmployeeType]] 

 

Building Better Futures Together

 

What's the job?


The purpose of the Associate Financial Planner (AFP) is to provide an opportunity for employees to develop their skills, support training, and education to become a Financial Planner. This role is accountable to assist and support the Financial Planners (FP) in managing existing lower tier portfolio, developing new business, and maximizing productivity by providing both Sales and Administrative support. In partnership with the Financial Planner this position will work to expand relationships, and over time source and obtain business, while supporting the fulfillment of the partnering Financial Planners day to day activities. This role focuses on maximizing business opportunities by delivering a positive and unexpected member experience through strong relationships. The Associate Financial Planner may also work outside regular business hours to network in the community to build business opportunities. This position will partner with the FP to successfully maximize every opportunity to "help" our members manage, save, grow, protect and improve their financial well-being thus contributing to the overall profitability of Coast Capital. This role will provide high quality service while liaising effectively with other teams within the branch network to better serve our members delivering against sales, growth and retention objectives and assume responsibility for portfolio maintenance and member experience in the Financial Planners absence. Uncovering and referring complex investment needs, personal insurance, small business needs or mobile needs to the respective specialized respective channels. Sound industry knowledge and business judgment to meet all areas of accountability including Insurance and Investment referrals that help our members is required. This role will provide hands-on training and opportunity to build your depth in financial planning while working in a professional, dynamic work environment managing lower tier members off the FP book. PFP and CFP are a requirement. 

What you'll get to do

 

  • Processing day to day administrative operations including, but not limited to: assuming lead liaison role in all member estate and marital dissolution administration; managing FP messages and email; ordering supplies and business cards etc.. Assist in the development and maintenance of member files and proactively noting any opportunities for follow up and recommendation to the FP.
  • In partnership with FP, effectively execute marketing and business development activities
  • Support FP in ensuring contact management requirements are scheduled and executed on behalf of FP. Books and confirms appointments on behalf of the FP ensuring members have the necessary information in preparation for meetings etc.
  • Proactively prepare account opening, trade, financial planning, and maintenance documentation as required by FP. (including collecting required documentation from members) as required by FP
  • Service the financial needs of members during times when the FP is not available including executing trades as outlined by FP and/or existing planning documentation
  • In collaboration with the FP and Branch leadership may work on special projects, as required inlcuding providing support and sponsor local and organizational initiatives, assisting with technology service / maintenance of systems. 
  • Understand and support Coast’s vision, values and mission and how this position contributes to being the leader in member relationships. Leads by example and shares knowledge with peers. Participates in team and community activities to support local and corporate initiatives.
  • Is knowledgeable on and in partnership with the FP ensures adherence to all operational, risk and compliance processes as required. Ensures compliance standards are adhered to in all dealings as required. Adhere to all operational, risk and compliance processes.
  • As directed by the FP, process transactions to direct assets into suitable financial products based on the client’s risk/reward tolerances and demographic profile and documented planning/next steps 
  • Proactively identify business opportunities for member appointments and in partnership with FP refer to internal partners based on member need
  • Proactively provide Superior member service by demonstrating professionalism and demonstrating helpfulness at all times. Resolve customer issues, concerns and/or problems promptly as required.
  • Actively engaged in partnership with the FP and branch team and supports the FP in achieving business plans to meet goals. Proactively build pipeline opportunities for FP to optimize during member meetings.
  • Responsible for effectively administering and supporting a portfolio generating $500k or more in revenue and holding $60 million or more in investment assets.
  • Accountable for mutual fund sales for smaller balance accounts as required. Demonstrate capability to effectively complete a Personal Guide and Investment Guide.
  • Responsible to build share of wallet by identifying and/or acting on non-investment products and services, insurance and referring to partners where applicable.
  • Taking ownership of member experience by ensuring timely and accurate responses to client requests (in person, by phone, via e-mail). Maintaining and building positive member relationships including greeting and servicing the incoming needs of our investments members.
  • Builds relationship to ensure contribution to the team as well as able to work independently if required.


Who are we looking for

 

  • Minimum 4 – 6 Years of Job-Related Experience 
  • Incumbent must have direct experience in an investments capacity working with portfolios and regulatory requirements for a minimum of 3 years. 
  • Required to hold an IFIC License; PFP and/or CFP required for all aspiring into Financial Planner role. Those aspiring to be Financial Planners must have had exposure to credit and attended the CCS credit cohort as well.  
  • Proficient in using E-mail, Word, Excel (& PowerPoint), and possess the aptitude for learning new technology, systems. 
  • Should have working knowledge of various quotation equipment and computer software including word processing, spreadsheet and industry specific software. 
  • Must have a solid understanding of investment portfolios, regulatory suitability, and current knowledge of daily market activities. 
  • While not the lead advisor should demonstrate good judgment when assisting members in the absence of the Financial Planner. 
  • Business Acumen: understands how business works, including current and future strategies, practices, trends, economics, and technology; understands the competitive environment and how strategies and tactics work in the marketplace
  • Collaboration: demonstrated ability to positively and productively engage and deal effectively with colleagues at all levels; builds constructive, mutually beneficial relationships, appropriate rapport and relates well to others
  • Communication: demonstrated experience and effectiveness in both oral and written communication including F2F oral presentations to groups, focused and concise written and verbal summaries, effective questioning and listening skills. 
  • Decision Making: makes good decisions, in a timely manner, based on analysis, experience, and judgment; sought out by others for advice; capable of analyzing complex problems, leveraging multiple sources to create effective solutions 
  • Developing Self: Is self-aware and has an accurate understanding of strengths and weaknesses; committed to and actively works on continuous self-improvement; establishes focused “SMART” development goals and activities leveraging input from manager
  • Drive for Results: Consistently meets/exceeds goals, typically by being organized, setting priorities, accurately estimating timeframes, overcoming resistance & barriers; steadfastly pushes self & others
  • Initiative: Works effectively with limited supervision and within established authorities; is proactive in identifying and pursuing tasks with energy, drive, and a need to “finish”; knows when and what to refer for guidance and/or approval
  • Member/Client Focus: dedicated to meeting the expectations and needs of internal and external clients; establishes effective relationships with members, earning trust/respect; acts with a conscious intent to fulfill our CCS purpose 

 
Why join Coast Capital Savings?
We have so much to brag about
.

  • At the top of the list are our great products, our great employees (and let’s recognize our members too) and our great attitudes. 
  • Employees have the power to do what’s best for our members. Every day.
  • Our employees take advantage of the many opportunities to grow their careers as they have first dibs on available positions. 
  • Employees love having a cool place to work, which includes wearing their jeans on Fridays & Saturdays and being recognized with a virtual (and, at times, an actual) high-five. 
  • Our inspiring leaders help our employees develop their talents and encourage them to be their fabulous selves.
  • We believe in being a great corporate citizen so we invest in our local communities every day by donating our time, money and expertise.
  • We have a unique culture where we take our business seriously, but ourselves, not so much.
  • And we were recognized for our outstanding corporate culture with the Top Corporate Culture Award in 2014. Yep, and we were the only financial institution recognized.
  • Does this position inspire you?  If so, apply on-line today at Coast Capital Savings.  

 

 

At Coast Capital, we value diversity, equity and inclusion. We’re not all the same and we like it that way. We don’t just accept differences - we celebrate, support, and we thrive on them for the benefit of our employees, our members, and our community. We are committed to building a team that represents a variety of backgrounds, perspectives, and skills. We believe, the more inclusive we are, the better our work will be.

Apply now »