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At Coast Capital, we’re not dreaming about a better future, we’re building one.

As a member-owned cooperative, we’re helping our members with their real goals and real challenges so they can live the real life they want. It’s what we’ve been doing for over 80 years, and it’s why today we stand almost 600,000 members strong. Plus, we invest 10% of our budgeted profits back into our community – almost $90 million since 2000 alone – because when our members do well, we believe our communities should do well too.  

Credit Analyst

Location: Vancouver, Calgary, Edmonton, Toronto 

Job Type: Full Time 

myWork Options: In-person, Remote, Hybrid

 

What’s the opportunity?
As a Credit Analyst, you are accountable for analyzing credit submissions from the Direct or indirect sales group and other channels as requested while exercising good judgment in providing approvals for qualified loans/leases within assigned lending limits. You will conduct an ongoing Quality Control Audit of new and existing equipment loan/lease underwriting and assist with developing and delivering the equipment loan/lease training process, including system training. Also, you will act as a primary resource to sales personnel with respect to credit policies and procedures.

 

What you’ll get to do:

  • Conducts random audits. Ensures appropriate action regarding results, i.e., documentation, follow-up, and reporting.
  • Maintains regular contact and a reciprocal relationship on behalf of the CTG with various outside agencies and related offices (e.g., Law Firms, Brokers, other Credit Unions etc.).
  • Effectively communicates credit decisions to applicable staff clearly, concisely and respectfully.
  • Provides timely and accurate application adjudication as detailed in the SLA
  • Lending limits up to $250,000.00 depending on experience level and aptitude

 

Who are we looking for?

  • Minimum 1 – 3 Years of Job-Related Experience
  • High School Diploma plus completion of a Certificate Program (equivalent to one full year or 10 courses).
  • Successful completion of all in-house commercial /equipment Lending courses or equivalent work experience.
  • Expert understanding of the Loans Origination System.
  • Proficient in Microsoft Outlook, Word, and Excel.
  • Expert knowledge of the Compass Application System 
  • Willingness to work on a team in a busy, ever-changing, and occasionally stressful environment.
  • Advanced financial services background.
  • Expert knowledge of all aspects and functions of CTG lease/ lending products, policies and procedures.
  • Advanced knowledge of risk management as it relates to credit underwriting.

 

Equity, Diversity & Inclusion at Coast Capital

Don’t meet every single requirement? At Coast Capital, we believe everyone has potential. We are committed to building better, brighter, more inclusive futures for everyone – including our employees. We see the potential in our employees to achieve amazing things and want to invest in your future. If you’re excited about this career opportunity and your experience may not perfectly align with every qualification in this job posting, we still encourage you to apply. You may be just the right candidate for this or other opportunities at Coast Capital.

 

At Coast Capital, we are committed to equity, diversity and inclusion. We strongly encourage applications from Indigenous Peoples, Black, and racialized persons, persons with disabilities, people of diverse sexual and gender identities and women. We value applicants who have demonstrated a commitment to equity, diversity and inclusion and recognize that diverse perspectives, experiences and expertise benefit of our employees, our members, and our community.

 

We strive to provide an accessible candidate experience for our candidates with different abilities. If you require any accommodations, please contact corrine.bell@coastcapitalsavings.com. We will work with you to meet your needs.  

Why join Coast Capital?

Purpose is our North Star.  We look at everything through our purpose. It informs the advice we provide our members, the experiences and products we create, and the programs we build to support our employees and communities.

Committed to inclusion and engagement. We have an ongoing focus on equity, diversity, and inclusion and routinely track how we’re doing, and what we need to do to keep improving. We foster a culture where everyone can feel safe to be who they really are and thrive.

A career that grows with you. We believe in developing our people and promoting from within. Many employees have spent decades, and sometimes their entire careers, with Coast Capital and have progressed from the frontlines to senior leadership.

Work where you’re most effective. In 2020 the world changed, and that includes how we work. In response to COVID-19 we launched myWork, which gives employees flexibility in where they work based on the nature of their role.

Benefits that flex to the needs of you and your family.  We offer comprehensive, customizable benefits for you and your family, so you can choose what fits best for you and your lifestyle.

Retirement options. We also take care of our employees once they retire. That’s why we offer the choice of a defined contribution or defined benefit pension plan or RSP’s.

Mortgage and auto financing benefits. Employees save thousands on their mortgages and auto loans with best-in-category benefits.

Real recognition. We recognize excellence throughout the year, through an online community that lets employees give kudos and thanks throughout the year.  We’re human, which means we like to have fun with events, celebrations, and recognition throughout the year.

An award winning culture. We’re a Platinum member of Canada’s Best Managed Companies and are regularly recognized by Canada’s Most Admired Corporate Cultures and the BC Top Employers Awards.

We reinvest 10% back into the community. When we do well, our communities do well. That’s why since 2000 we’ve invested over $90 million into our member’s communities. 

Double your impact. Through our employee volunteer program, Coast Capital donates $10 for every hour you volunteer to a Canadian charity or non-profit of your choice.
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